Our Loan Modification process cuts through the red tape and gets right to the decision makers at the bank, allowing us to help you save your home. If you have become delinquent or have suffered a financial hardship, our loss mitigation specialist will provide the necessary information to your lender and will then negotiate to modify your current mortgage. The purpose of Loan Modification is to make your loan more affordable by making a permanent change to one or more of the terms of a mortgagor's loan. Loan Modifications allow for an interest rate reduction, decrease in balance owed or an extension on the terms of your loan, which allows for lower monthly payments that you can actually afford.

In the past a Loan Modification was only used when a borrower was delinquent and suffered a hardship such as illness, job loss, divorce, etc. However, it is now possible for borrowers to use this program to modify the terms of their current loan due to unaffordable rate adjustments on adjustable rate mortgages or a declining real estate market in your area.

Apply Now and start your loan modification approval process!